Introduction

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Welcome to tunabudget.com! We're delighted that you've chosen to engage with our platform. Tunabudget.com, operated by Tunabudget LLC, offers various services, including but not limited to educational content, audio and transcription podcast features, forums, and blogs, designed to inform, and engage our users. We encourage free expression and dialogue while promoting responsible conduct. By accessing or using any part of our website or services, you agree to be bound by the terms and conditions outlined in this Terms of Service agreement. If you do not agree to these terms, please refrain from using our website or services.

 

Responsibility of Contributors

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​Tunabudget.com allows users to contribute content, such as comments, posts, links, and media. By submitting any content ("User-Generated Content" or "UGC"), you acknowledge and accept full responsibility for the content you provide. You represent and warrant that your UGC:

 

• Does not infringe upon the rights of any third party, including copyright, trademark, or privacy rights

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• Is not harmful, misleading, or malicious and does not contain any viruses, malware, or harmful code

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• Complies with all applicable laws and regulations, including those related to defamation, privacy, and intellectual property rights

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• Is not spam, unsolicited promotional material, or commercial content intended to deceive or mislead others

 

Licensing of UGC

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By submitting UGC to tunabudget.com, you grant Tunabudget LLC a perpetual, worldwide, royalty-free, non-exclusive license to use, modify, reproduce, distribute, and display such content in any media formats and through any media channels.

 

Moderation Policy

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Tunabudget LLC reserves the right to remove or disable access to any UGC that violates these terms or for any other reason, at our sole discretion. We may also monitor and moderate UGC to ensure compliance with these terms.

 

Privacy Policy

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Your privacy is important to us. Our Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use tunabudget.com. By using our website or services, you consent to the collection and use of your information as outlined in the Privacy Policy. We encourage you to review our Privacy Policy to understand our practices regarding your personal data. The Privacy Policy is incorporated by reference into these Terms of Service and forms an integral part of your agreement with us. If you do not agree with our Privacy Policy, please do not use our website or services.

 

User Account Security

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Users are responsible for maintaining the confidentiality of their account information, including usernames and passwords. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. Tunabudget LLC will not be liable for any loss or damage arising from your failure to comply with these security obligations.

 

Responsibility of Website Visitors

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As a visitor to tunabudget.com, you acknowledge that we do not endorse or guarantee the accuracy or suitability of any UGC posted on our platform. While we strive to provide a safe and enjoyable experience, we cannot review all content posted by users and are not responsible for any harm resulting from such content. We encourage you to exercise caution and use your discretion when engaging with UGC on our website.

 

Content Posted on Other Websites

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Tunabudget.com may contain links to third-party websites or content. We do not control or endorse the content of these external sites and are not responsible for any harm resulting from your use of such content. By accessing third-party websites linked from our platform, you do so at your own risk.

 

Copyright Infringement and DMCA Policy

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We respect the intellectual property rights of others and expect our users to do the same. If you believe that any content on tunabudget.com infringes upon your copyright, please follow the Digital Millennium Copyright Act (DMCA) policy for submitting a takedown notice. We will promptly investigate and address any valid copyright infringement claims in accordance with the DMCA.

 

Corrections, Suggestions, and Complaints

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We value feedback from our users and strive to provide accurate and reliable content. If you believe that any information on tunabudget.com is inaccurate or requires correction, please contact us through our provided channels. We welcome suggestions for improvement and will address any complaints or concerns in a timely manner.

 

Intellectual Property

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Tunabudget LLC retains all rights to the intellectual property associated with tunabudget.com, including trademarks, logos, and content. Users are prohibited from reproducing, distributing, or using any tunabudget.com intellectual property without prior authorization. By submitting UGC to tunabudget.com, you grant us a license to use, modify, and distribute such content for promotional purposes.

 

Service Availability and Maintenance

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We strive to ensure that tunabudget.com is available 24/7. However, we may need to perform maintenance or upgrades to the site, which could result in temporary service interruptions. We will endeavor to schedule maintenance during off-peak hours and provide advance notice to users whenever possible.

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This Site Does Not Provide Medical Advice

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Any content on this Site, such as text, graphics, images, information obtained from, or contained on this Site are for informational purposes only. The content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.

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​This Site Does Not Provide Legal Advice

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Any content on this Site such as text, graphics, images, information obtained from, or contained on this Site is for informational purposes only and is not legal advice. Information contained on this Site is not intended to create, and receipt of any information does not constitute, a lawyer-client relationship. You should NOT rely or act upon any legal information or opinions provided herein.

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​This Site Does Not Provide Financial or Investment Advice

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Any content on this Site such as text, graphics, images, information obtained from, or contained on this Site should not be interpreted as financial or investment advice. Information contained on this Site is not intended, nor should it be interpreted, as creating any kind of investment advisor or financial advisor relationship. You should NOT rely upon the financial and investment information or opinions provided herein.

 

Termination

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Tunabudget LLC may terminate or suspend your access to tunabudget.com at any time, with or without cause, and without prior notice. All provisions of these Terms of Service that by their nature should survive termination will continue to apply.

 

Disclaimer of Warranties

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Tunabudget.com is provided on an "as is" basis, without any warranties, express or implied. Tunabudget LLC disclaims all warranties regarding the accuracy, reliability, or availability of our platform or services. You understand that we cannot and do not guarantee or warrant that the files available for downloading from the internet or the tunabudget.com site will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY SITE LINKED TO IT. Your use of tunabudget.com is at your own risk.

 

Assumption of Risk; Digital Wallets and Blockchain Transactions

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Tunabudget.com may offer services related to digital wallets, blockchain transactions, or non-fungible tokens (NFTs). By using these services, you acknowledge and accept the inherent risks associated with blockchain technology, including price volatility, security vulnerabilities, and regulatory uncertainty. Tunabudget LLC is not liable for any losses or damages resulting from your use of blockchain-based services.

 

Limitation of Liability

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To the fullest extent permitted by law, Tunabudget LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of tunabudget.com. Our total liability, whether in contract, tort, or otherwise, is limited to the amount paid by you, if any, for access to our platform or services. TO THE FULLEST EXTENT PROVIDED BY LAW, UNDER NO CIRCUMSTANCES WILL OPERATOR, OR ANY PARENT COMPANIES, SUBSIDIARIES, AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, DIVISIONS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS OR AGENTS BE LIABLE FOR ANY DAMAGES OF ANY KIND OR NATURE WHATSOEVER, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, INCLUDING USER CONTENT AND YOUR CONTENT, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, ANY SERVICES OR ITEMS OBTAINED AT OR THROUGH THE SITE, INCLUDING ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON STRICT LIABILITY OR ANY OTHER BASIS, AND EVEN IF OPERATOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

 

Acceptable Use

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You agree to use tunabudget.com in compliance with these Terms of Service and all applicable laws and regulations. You further agree not to infringe upon the intellectual property or other rights of any third party while using our platform.

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Prohibited Conduct

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Users may not engage in any activity that could damage, disable, overburden, or impair the Website or interfere with any other party's use and enjoyment of the Website. Prohibited activities include but are not limited to hacking, phishing, spamming, distributing malware, harassment, hate speech, vulgarity, or engaging in any behavior that disrupts the normal operation of the Website or infringes upon the rights of other users or third parties.

 

Indemnification

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You agree to defend, indemnify, defend, and hold harmless Tunabudget LLC, parent companies, subsidiaries, affiliates, divisions, officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any and all liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Service or your use of tunabudget.com

 

Dispute Resolution

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Any disputes arising from these Terms of Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Class action lawsuits or class-wide arbitration are not permitted, except as otherwise provided in these terms. Users have the option to opt-out of arbitration within 30 days of agreeing to these Terms of Service by notifying Tunabudget LLC in writing.

 

Miscellaneous

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This Terms of Service agreement constitutes the entire agreement between Tunabudget LLC and you regarding the use of tunabudget.com. Any modifications to these terms must be made in writing and agreed upon by both parties. If any provision of this agreement is deemed invalid or unenforceable, the remaining provisions will remain in full force and effect.

 

Age Restrictions

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Users must be at least 13 years old to use tunabudget.com. By using the website, you represent and warrant that you meet this age requirement.

 

Governing Law

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These Terms of Service shall be governed by and construed in accordance with the laws of the State of Utah (USA). Any disputes arising from or relating to these Terms of Service shall be subject to the exclusive jurisdiction of the courts of the State of Utah (USA). Users consent to the jurisdiction of such courts and waive any objection to the venue or convenience of such forums.

 

Changes to Terms of Service

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Tunabudget LLC reserves the right to modify, amend, or replace these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting on the Website. Users are encouraged to review the Terms of Service periodically to stay informed of any updates or modifications. Continued use of the Website after any changes to the Terms of Service constitutes acceptance of the revised terms. Your continued use of tunabudget.com after the posting of updated terms constitutes acceptance of the revised agreement.