The Tunabudget Worksheet Plan is simple, exceptionally powerful, and life changing. It's free, personal, and extremely effective. Your plan will enable you (and your spouse) to see what changes you'll need to be making, unleashing the power and excitement of your own solutions. Your life, your marriage, your family, are set to become stable and improve as you adequately manage your personal finances. If needed, your plan can be used with creditors when debt repayments need to be renegotiated (and they will).